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YOUR COMPANY

Your company is unique. Whether you are a small company or a Fortune 500 company you and your employees deserve a complete benefit package that is designed specifically for your unique needs. Working along your American Trustee Benefits Consultant, you create your benefits using traditional coverages, more innovatively crafted programs or more than likely a combination of both within your budget and within your culture. We utilize numerous insurance carriers and coverage concepts so that we can find the best value for you and your employees. Your company is more than just a cookie cutter company, your benefits should reflect that.

Your partnership with American Trustee can include:

Medical Coverage
Dental and Vision
Employer Paid Life Insurance
Voluntary Term Life
Short Term Disability
Long Term Disability
Voluntary Life
Critical Illness
Accident
Hospital Indemnity/GAP plans
Other Products
Medical Coverage

Working with you to find the best coverage for your situation, American Trustee utilizes both traditional medical insurance and innovative approaches to providing health insurance for you.  We work with over 20 different insurance providers to help tailor the right plan that can include self-funded plans, reference based plans, limited self funding plans, and many other types of plans. 

Dental and Vision
Much like for Medical coverage, American Trustee works with a variety of carriers and Third Party Administrators to design the right Dental and Vision coverage.
Employer Paid Life Insurance

Working with multiple top carriers, American Trustee negotiates the best rates for you for Employer Paid Term Life Insurance. Not only will this help save you money, it also will provide your employees with basic life insurance coverage while they are employed by you.

Voluntary Term Life

Providing your employees the opportunity to select additional life insurance that provides them the best deal on the market.

Short Term Disability

Utilizing the right mixture of group and individual products and carriers, American Trustee can help you provide the most cost effective and best Short Term Disability coverage either as an employer paid or voluntary employee paid plan for your employees.

Long Term Disability
Providing coverage for employees that become disabled for an extended period we negotiate the best possible rates for Long Term Disabitly.
Voluntary Life
From Term Insurance to Whole Life to Universal Life, American Trustee has relationships with the best Life Insurance Carriers in the industry.
Critical Illness
As one of the early adopters of the CI products, American Trustee has worked with many different CI carriers and different types of CI products. From a traditional CI to a life based CI product we can find the most competitive products based on industry, case size and geographic location both as individual and group products, with dozens of carrier options to fit your needs.
Accident
Innovative products such as an Accident Expense product to traditional indemnity products. American Trustee gives you access to a wide variety of Accident Products.
Hospital Indemnity/GAP plans
More often than not, the HI and Gap plans are part of your innovative Medical coverage, but sometimes they are utilized on a voluntary basis. American Trustee works with numerous carriers to provide the right solution.
Other Products
Include LTC on a Life Policy, HSA, FSA, Legal Insurance, Telephonic Medicine, and many other products and solutions.

Contact us to see how we can save you money while providing excellent coverage and service.

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